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A business plan is a written document that describes in detail how a business—usually a new one—is going to achieve its goals.A business plan lays out a written plan from a marketing, financial and operational viewpoint.Grizzly's services are comprehensive in terms of offered products (mutual funds, equities, estate planning) and depth of research.
Situations beyond your control that may impact on your business and cashflow include interest rate rises, transport strikes and political instability.
While your business can survive periods where there are no sales or profits, it cannot survive without cash.
More compelling to the tens of thousands of individuals starting a small business every year is the allure of being master of one’s own professional success. But there are also significant risks to going out on your own.
Unfortunately, the failure rate of small business is high, with only 50 percent of new businesses surviving for five years.
Building up cash reserves will ensure that you can trade effectively and develop your business. Failing to seek professional advice will make any financial troubles worse.
Few new business owners can claim expertise in all areas of their business.A business plan can: For more information, see write a business plan: step-by-step.Without a contingency plan you can leave yourself exposed to the unexpected.Comprehensive financial planning for an individual or couple generally involves tax planning, risk management, investment planning, retirement planning and gift and estate planning.For each of these areas, let’s consider how business ownership takes this planning to another level.Grizzly Bear Financial Managers' mission is to provide comprehensive financial planning services for our customers. When we adhere to this maxim, everything else will fall into place.Our services will exceed the expectations of our customers.Grizzly Bear Financial Managers serves the Portland Metropolitan area.Grizzly will be generating new clients through a combination of networking and monthly public seminars that introduces otherwise unreachable segments of the population.One point should be clear when it comes to financial planning for the small business owner: the do-it-yourself drive that helped you start your business will not serve you well when it comes to managing the many financial issues created by that business.This is where professional expertise often becomes necessary.